- What it does: Comulate builds revenue and accounting automation for insurance brokers. Its direct bill product captures transaction details from carrier statements that arrive as spreadsheets, PDFs, mail or email, reconciles them to policies across one or more connected AMS databases even when policy data differs, and posts reconciliations to the AMS or ERP ledger in one click. Its Revenue Intelligence features cover forecasting, carrier compensation details and policy-level drill-downs to find missing or underpaid commissions. Comulate lists native integrations with Epic, BenefitPoint, AMS360, Dynamics and Salesforce, and announced a $20M Series B with BOND and Workday Ventures.
- Best for: Large brokers and agency groups that run more than one AMS, or several AMS databases, and want direct bill reconciliation and posting handled in one place.
- Not a fit for: Small agencies on a single AMS that already includes reconciliation, or teams that want published pricing.
- Pricing: Not published
Documents and data it handles
- Direct bill commission statements (spreadsheet, PDF, paper, email)
Key capabilities
- Statement capture from spreadsheets, PDFs, mail and email
- Reconciliation to policies across one or more AMS databases
- One-click posting to the AMS or ERP ledger
- Revenue Intelligence: forecasting, carrier compensation details, missing and underpaid commission recovery
- Works across Epic, AMS360 and BenefitPoint, so a broker with mixed systems can reconcile in one tool
- Posts reconciled statements back to the AMS or ERP ledger
- Customer case studies on its site, such as Houchens Insurance Group on BenefitPoint
- Pricing is not published
- SOC 2 report type is not stated in the text of its security page
- Aimed at large brokers; the AMS list is short if you run HawkSoft, NowCerts or similar
Where it fits
- A broker reconciling direct bill revenue across Epic and BenefitPoint
- Replacing an RPA or template-trained statement tool
- Finding missing or underpaid commissions at policy level
Our assessment
A strong option for large brokers whose statements need to land in more than one AMS or ledger.
How does Comulate compare with alternatives?
Closest alternatives: Applied Recon, Ascend, Fintary. All Comulate alternatives side by side →
Common questions
How much does Comulate cost?
Comulate does not publish pricing; it is quoted by sales.
Who is Comulate best for?
Large brokers and agency groups that run more than one AMS, or several AMS databases, and want direct bill reconciliation and posting handled in one place. It is a weaker fit for small agencies on a single AMS that already includes reconciliation, or teams that want published pricing.
Is Comulate SOC 2 compliant?
We could not confirm a SOC 2 report for Comulate. Deployment: Cloud; databases encrypted at rest and TLS in transit. Comulate says its security program follows the SOC 2 framework but its security page does not name a report type..
What are the best Comulate alternatives?
The closest alternatives to Comulate we track are Applied Recon, Ascend and Fintary. See our Comulate alternatives page for a side-by-side.