- What it does: Applied Recon is Applied Systems' commission reconciliation feature for Applied Epic. Statements arrive as PDFs, CSVs, spreadsheets, scans or AL3 files, by forwarded email or through Applied's carrier network; AI extracts and cleans the data, then each line is checked against the matching Epic transaction on six signals (policy number, line ID, pay period, term dates, line of business, and group vs. individual). Staff work the exceptions and post finalized or suspended statements to the Epic general ledger. Applied says over 90% of P&C and benefits carriers are certified and 1,000 carriers are configured. Agency bill reconciliation was added in 2026 for agencies already using Recon for direct bill.
- Best for: Agencies and brokerages already on Applied Epic that want direct bill and agency bill statements reconciled and posted without leaving their AMS.
- Not a fit for: Agencies on another AMS (AMS360, HawkSoft, NowCerts and others): Recon runs only inside Applied Epic.
- Pricing: Not published
Documents and data it handles
- Direct bill commission statements
- Agency bill statements
- AL3 commission downloads
Key capabilities
- AI extraction and cleansing of PDF, CSV, spreadsheet, scanned and AL3 statements
- Matching on six signals: policy number, line ID, pay period, term dates, line of business, group vs. individual
- Flags full, partial and complete mismatches for review
- New carriers added from a sample statement with a one-time mapping confirmation
- Finalized or suspended statements posted to the Epic general ledger
- Direct bill and agency bill in one intake, matching and posting flow
- No separate system: matching, exceptions and ledger posting all happen in Epic
- Covers direct bill and agency bill in one month-end close
- Applied says over 90% of P&C and benefits carriers are already certified
- Only for Applied Epic agencies
- Pricing is not published
- Agency bill reconciliation is an extra on top of direct bill, per Applied
Pricing
Applied says agency bill reconciliation is available as an addition to the license of agencies already using Recon for direct bill.
Where it fits
- Monthly direct bill commission reconciliation for an Epic agency
- Bringing outsourced reconciliation back in house
- Reconciling agency bill statements in the same close as direct bill
Our assessment
The first thing an Applied Epic agency should look at for commission reconciliation, because it reads the statement, matches it and posts it in the system the accounting team already uses.
How does Applied Recon compare with alternatives?
Closest alternatives: Ascend, Comulate, Fintary. All Applied Recon alternatives side by side →
Common questions
How much does Applied Recon cost?
Applied Recon does not publish pricing; it is quoted by sales. Applied says agency bill reconciliation is available as an addition to the license of agencies already using Recon for direct bill.
Who is Applied Recon best for?
Agencies and brokerages already on Applied Epic that want direct bill and agency bill statements reconciled and posted without leaving their AMS. It is a weaker fit for agencies on another AMS (AMS360, HawkSoft, NowCerts and others): Recon runs only inside Applied Epic.
Is Applied Recon SOC 2 compliant?
Applied Recon reports a SOC 2 Type II attestation. Deployment: Runs inside Applied Epic; Applied states Epic carries a SOC 2 Type 2 audit, ISO/IEC 27001 certification and a SOC 1 Type 2 report.
What are the best Applied Recon alternatives?
The closest alternatives to Applied Recon we track are Ascend, Comulate and Fintary. See our Applied Recon alternatives page for a side-by-side.