Tool registryGuidewireAlternatives
Guidewire alternatives
Other underwriting tools insurance teams evaluate alongside Guidewire, compared on the facts that decide a shortlist.
| Tool | Best for | Pricing | Security | Verified |
|---|---|---|---|---|
| Guidewire (current) | Mid-size and large P&C carriers replacing a legacy core system and willing to fund a multi-year, partner-led implementation. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Clearcover | Clean-record personal auto buyers in Clearcover's operating states who want lower premiums and are comfortable managing their policy entirely through a mobile app | Quote only | SOC 2 unverified | Feb 24, 2026 |
| Earnix | Mid-to-large carriers with dedicated actuarial teams who need to optimize rates, deploy pricing models to production, and manage multi-state regulatory compliance | Quote only | SOC 2 Type II | Oct 21, 2026 |
| Federato | Mid-to-large carriers with diversified books who need portfolio-level submission prioritization and real-time risk appetite management across underwriting teams | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Planck | Small commercial carriers and MGAs who need to underwrite businesses with limited application data, particularly those on the Applied Epic platform | Quote only | SOC 2 unverified | Feb 24, 2026 |
| Shift Technology | Mid-to-large carriers running high claim volumes in auto, property, or workers compensation who need fraud detection beyond manual SIU triage | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Sixfold | Commercial lines carriers with high submission volumes who need automated scoring and triage to focus underwriter time on the best-fit risks | Quote only | SOC 2 Type II | Oct 21, 2026 |
| Kalepa | Specialty carriers and MGAs writing workers compensation, commercial auto fleet, or professional liability who need appetite enforcement and loss run automation | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Akur8 | Personal and commercial lines P&C insurers and MGAs whose actuarial team wants to build, review and deploy rates in one governed tool. | Quote only | SOC 2 Type II | Oct 21, 2026 |
| Cytora | Commercial insurers, MGAs and wholesale brokers that want to control how submissions are digitized and routed across lines of business. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Duck Creek | P&C carriers and MGAs that want a SaaS core platform with policy and claims from one vendor. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Duck Creek Rating | Duck Creek policy customers that want business users to manage rates inside the same suite. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| EIS | Insurers writing group benefits, life or P&C that want one SaaS platform across lines. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Gradient AI | Workers' comp carriers, MGAs, and TPAs seeking AI-driven claims triage and underwriting risk scoring with access to a federated industry data set | Quote only | SOC 2 unverified | Feb 24, 2026 |
| Guidewire PricingCenter | P&C carriers, especially Guidewire customers, whose pricing team wants modeling and deployment in the same suite as the core system. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| hyperexponential (hx) | Commercial and specialty carriers, MGAs and Lloyd's market participants that want actuarial pricing models and the underwriter workbench in one platform. | Quote only | SOC 2 Type II | Oct 21, 2026 |
| Insurity | Commercial, specialty and workers' compensation carriers and MGAs that want modular policy and billing with premium audit and analytics. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Insurity Ratio Content and Rating Engine | Commercial P&C carriers that license bureau content and want rating and content updates delivered to one or more policy systems. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Majesco | Carriers that write both P&C and life, annuity or health, and MGAs and MGUs looking for a packaged core platform. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Sapiens | Insurers outside the US core-system mainstream, particularly in EMEA and APAC, that need P&C and life from one vendor. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Send | Specialty insurers, MGAs and reinsurers that want a configurable system of record for the underwriting workflow, including delegated authority. | Quote only | SOC 2 unverified | Oct 21, 2026 |
| Socotra | Insurtechs, MGAs and carriers with engineering capacity that want to configure and launch products through APIs. | Quote only | SOC 2 unverified | Oct 21, 2026 |
