25 Tested Prompts for Insurance Policy Summaries

Policy summaries are one of the simplest and most reliable AI use cases in insurance. You have a structured document (the policy), a predictable output format (the summary), and clear success criteria (did the summary accurately capture the key terms?). Unlike underwriting memos or claims analysis, policy summaries don’t require the model to make judgments. It just needs to extract and organize what’s already there.

We’ve tested these 25 prompts across ChatGPT (GPT-4o), Claude (Sonnet 3.5), and Microsoft Copilot over the past four months. Each prompt includes the template, usage notes, and the most common errors we’ve seen. The prompts are organized by line of business so you can jump to whatever you’re working on today.

How to Use These Prompts

1. Paste the policy text. Copy the relevant sections (declarations page, insuring agreement, exclusions, conditions) directly into the chat. For long policies, focus on the declarations page and the sections relevant to your question.
2. Use the prompt as-is or customize it. Each prompt specifies the output format. If your agency uses a different summary template, swap in your section headings.
3. Verify every number. Coverage limits, deductibles, premium amounts, effective dates. AI will occasionally transpose digits, round incorrectly, or pull a number from the wrong section.
4. Check exclusions carefully. AI models tend to summarize exclusions rather than list them. A summary that says “standard exclusions apply” is useless. If the prompt says to list exclusions, make sure the output actually lists them.

Quick Reference: Which AI Tool to Use

Section 1: Personal Lines Prompts

Prompt 1: HO-3 Homeowners Policy Summary

When to use: Client asks “what does my homeowners policy cover?” or you’re onboarding a new client and need to document their current coverage.

Summarize this HO-3 homeowners policy. Use the following sections:

1. Named insured and property address
2. Policy period
3. Coverage A (Dwelling): limit and valuation basis
4. Coverage B (Other Structures): limit
5. Coverage C (Personal Property): limit and any scheduled items
6. Coverage D (Loss of Use): limit
7. Coverage E (Personal Liability): limit
8. Coverage F (Medical Payments): limit
9. Deductible(s): all-peril and any separate wind/hail deductible
10. Key endorsements: list each by form number and brief description
11. Exclusions: list all named exclusions, not just "standard exclusions"

Policy text:
[Paste declarations page and relevant sections here]

What to watch for: AI often misses separate wind/hail deductibles, especially percentage-based ones. If the policy is in a coastal state, double-check that the wind deductible is correctly identified and distinguished from the all-peril deductible.

Prompt 2: Auto Policy Comparison

When to use: Client is comparing their current auto policy to a new quote, or you’re reviewing coverage across household vehicles.

Compare these two auto insurance policies side by side. Create a table with the following columns: Coverage Type, Policy A (current), Policy B (proposed), Difference.

Include these rows:
- Bodily Injury Liability (per person / per accident)
- Property Damage Liability
- Uninsured/Underinsured Motorist (BI and PD)
- Medical Payments or PIP
- Collision deductible
- Comprehensive (Other Than Collision) deductible
- Rental reimbursement
- Towing/roadside
- Total premium (6-month or annual, specify which)

After the table, note any coverage gaps where Policy B has lower limits or missing coverages compared to Policy A.

Policy A text:
[Paste here]

Policy B text:
[Paste here]

What to watch for: AI sometimes confuses per-person and per-accident liability limits. A policy showing “100/300/100” needs to be broken out correctly as $100K per person, $300K per accident BI, and $100K PD. Also verify that both policies use the same term length (6-month vs. annual).

Prompt 3: Umbrella Coverage Gap Identification

When to use: Reviewing whether a client’s umbrella policy properly sits on top of their underlying policies.

Review this personal umbrella policy against the underlying auto and homeowners policies listed below. Identify:

1. Umbrella limit and any self-insured retention
2. Required underlying limits vs. actual underlying limits for each policy
3. Any gaps where underlying limits are below the umbrella's required minimums
4. Coverage areas where the umbrella provides broader coverage than the underlying policies
5. Any exclusions in the umbrella that might surprise the insured (e.g., business pursuits, watercraft)

Umbrella policy:
[Paste here]

Underlying auto policy declarations:
[Paste here]

Underlying homeowners policy declarations:
[Paste here]

What to watch for: The model sometimes misses the distinction between required underlying limits and actual underlying limits. If the umbrella requires $300K underlying BI but the auto policy only carries $250K, that’s a critical gap the summary must flag. Verify this section manually.

Prompt 4: Renewal Change Summary

When to use: Client’s policy renewed and you need to document what changed from the expiring term.

Compare the expiring policy declarations to the renewal policy declarations below. Create a summary with:

1. Premium change: dollar amount and percentage
2. Coverage limit changes: any limits that increased or decreased
3. Deductible changes
4. New endorsements added at renewal
5. Endorsements removed at renewal
6. Any new exclusions or conditions

Present changes in a table: Item | Expiring | Renewal | Change.

Flag any changes that reduce coverage or increase the insured's out-of-pocket exposure.

Expiring policy declarations:
[Paste here]

Renewal policy declarations:
[Paste here]

What to watch for: Endorsement form numbers sometimes change between policy terms even when the coverage is identical (ISO revisions). AI will flag these as “new” endorsements. Check whether the form number change represents a substantive coverage change or just a form edition update.

Prompt 5: Endorsement Impact Analysis

When to use: A specific endorsement has been added or proposed and you need to explain its impact to the client.

Analyze this insurance policy endorsement and explain its impact in plain language.

1. What coverage does this endorsement add, modify, or restrict?
2. What specific policy sections does it amend?
3. What is the practical impact for the policyholder?
4. Are there any conditions or limitations the policyholder should know about?
5. Does this endorsement change any deductibles or sublimits?

Write the explanation in language a policyholder (non-insurance professional) can understand. Avoid jargon where possible; where insurance terms are necessary, define them.

Endorsement text:
[Paste here]

Base policy form (if relevant):
[Paste relevant sections here]

What to watch for: AI sometimes understates restrictive endorsements. An endorsement that adds a fungi/mold exclusion might be described as “clarifying existing coverage limitations” when it’s actually removing coverage that was previously included. Read the endorsement yourself and check whether the AI’s characterization matches.

Section 2: Commercial Lines Prompts

Prompt 6: BOP Summary

When to use: Summarizing a Business Owners Policy for a small commercial client.

Summarize this Business Owners Policy (BOP). Use these sections:

1. Named insured, business description, and locations
2. Policy period
3. Property coverage: building limit, BPP limit, valuation basis
4. Business income coverage: limit, waiting period, period of restoration
5. General liability: occurrence limit, aggregate limit, products-completed ops aggregate
6. Deductible(s)
7. Optional coverages included (equipment breakdown, hired/non-owned auto, employee dishonesty, etc.)
8. Key exclusions: list all, not summarize
9. Endorsements: list by form number with brief description

Policy text:
[Paste here]

What to watch for: BOPs bundle property and liability, and AI sometimes mixes up which sublimits apply to which section. Business income limits and waiting periods are frequently misstated. Verify these against the declarations page.

Prompt 7: GL Policy Key Terms Extraction

When to use: Pulling out the critical terms from a General Liability policy for quick reference.

Extract the following key terms from this Commercial General Liability policy:

1. Each occurrence limit
2. General aggregate limit
3. Products-completed operations aggregate
4. Personal and advertising injury limit
5. Damage to premises rented to you limit
6. Medical expense limit
7. Retroactive date (if claims-made)
8. Extended reporting period provisions (if claims-made)
9. Additional insured endorsements: list each with form number
10. Waiver of subrogation endorsements
11. Primary and noncontributory endorsements

Present as a simple reference table: Term | Value/Detail.

Policy text:
[Paste here]

What to watch for: Claims-made vs. occurrence is the most common error. AI will sometimes describe a claims-made policy as occurrence-based or vice versa. The retroactive date and extended reporting period are claims-made specific; if the model includes these for an occurrence policy, it’s confused.

Prompt 8: Commercial Property Schedule Review

When to use: Reviewing the property schedule on a commercial policy with multiple locations or building items.

Create a property schedule summary from this commercial property policy. Format as a table with columns:

Location # | Address | Building Limit | BPP Limit | BI/EE Limit | Valuation | Coinsurance % | Deductible

After the table, note:
- Total insured values across all locations
- Any locations with coinsurance percentages that could trigger a penalty
- Any blanket vs. specific coverage distinctions
- Equipment breakdown coverage (included or not)

Policy text:
[Paste here]

What to watch for: Blanket coverage is frequently mischaracterized. AI may describe specific limits as blanket or miss the blanket limit entirely. Coinsurance percentages and their implications need manual verification.

Prompt 9: Workers Compensation Classification Review

When to use: Verifying class codes and experience modifications on a WC policy.

Review this Workers Compensation policy and extract:

1. Named insured and all states covered
2. Policy period
3. Classification codes: list each with code number, description, and rate
4. Estimated annual payroll by class code
5. Experience modification factor (mod)
6. Premium discount percentage
7. Minimum premium
8. Estimated annual premium
9. Employers Liability limits (each accident, disease-policy limit, disease-each employee)
10. Any state-specific endorsements or waivers

Format classifications as a table: Class Code | Description | Rate per $100 | Estimated Payroll | Estimated Premium.

Policy text:
[Paste here]

What to watch for: NCCI class codes are specific, and AI sometimes maps descriptions to wrong codes. Always verify class codes against the NCCI manual or your state’s bureau. Experience modification factors should be checked against the actual mod worksheet, not the policy alone.

Prompt 10: Cyber Liability Coverage Map

When to use: Mapping what a cyber policy actually covers, since cyber forms vary widely between carriers.

Map the coverage provided by this cyber liability policy. For each coverage section, state:

1. Coverage name
2. What it covers (in one sentence)
3. Limit (per occurrence and aggregate)
4. Deductible or retention
5. Key exclusions specific to this coverage section
6. Waiting period (for business interruption sections)

Also note:
- Whether the policy is claims-made or occurrence
- Retroactive date
- Definition of "computer system" (does it include cloud services, vendor systems?)
- Whether social engineering / funds transfer fraud is covered
- Whether regulatory proceedings are covered

Policy text:
[Paste here]

What to watch for: Cyber policies are the most non-standard forms in commercial insurance. AI will sometimes describe coverage that doesn’t exist in the specific form because it’s “typical” of cyber policies generally. Every statement needs to be verified against the actual policy language.

Prompt 11: Professional Liability Exclusion Check

When to use: Reviewing a professional liability (E&O) policy specifically for exclusions that could create coverage gaps.

List every exclusion in this professional liability policy. For each exclusion:

1. Exclusion name or description
2. Exact policy language (quote the relevant sentence)
3. Practical impact: what type of claim would this exclusion bar?
4. Whether a buyback endorsement is commonly available for this exclusion

Format as a numbered list. Do not summarize or combine exclusions. List each one individually even if they seem similar.

Policy text:
[Paste here]

What to watch for: AI tends to group similar exclusions together (“various professional conduct exclusions”). The whole point of this prompt is to get each exclusion listed individually. If the output groups them, re-prompt with “List each exclusion as a separate numbered item.”

Prompt 12: Commercial Auto Fleet Summary

When to use: Summarizing coverage for a fleet of commercial vehicles.

Summarize this commercial auto policy for a fleet account. Include:

1. Named insured
2. Policy period
3. Liability limits (CSL or split)
4. Hired and non-owned auto coverage (included/excluded)
5. Physical damage: comprehensive and collision deductibles
6. Vehicle schedule: table with Unit # | Year/Make/Model | VIN | Stated Value | Coverage Symbols
7. MCS-90 or CA 99 10 endorsement (if applicable)
8. Any radius limitations or driver restrictions
9. Cargo coverage (if included): limit and commodity description

Policy text:
[Paste here]

What to watch for: Coverage symbols (1-9) on commercial auto policies determine which vehicles get which coverages. AI sometimes misreads the symbol-to-coverage mapping. Always verify that the symbols on the schedule match the coverages described in the summary.

Prompt 13: Builder’s Risk Coverage Scope

When to use: Summarizing a builder’s risk policy for a construction project.

Summarize this builder's risk policy:

1. Named insured (and additional named insureds)
2. Project location and description
3. Policy period or project completion date
4. Completed value: limit
5. Soft costs coverage: limit (if included)
6. Materials in transit: limit
7. Materials in storage (off-site): limit
8. Covered perils: named peril or open peril (special form)?
9. Flood coverage: included or excluded
10. Earthquake coverage: included or excluded
11. Testing and commissioning coverage
12. Deductible(s): including any separate wind/hail deductible
13. Key exclusions

Policy text:
[Paste here]

What to watch for: Builder’s risk policies frequently have separate deductibles for named storm, flood, and earthquake that are much larger than the base deductible. AI may list only the base deductible. Check for percentage-based deductibles tied to completed value.

Section 3: Specialty Lines Prompts

Prompt 14: D&O Coverage Summary

When to use: Summarizing a Directors & Officers liability policy, typically for a board presentation or coverage review.

Summarize this D&O policy using these sections:

1. Named organization and policy period
2. Side A coverage: individual directors and officers, limit
3. Side B coverage: corporate reimbursement, limit
4. Side C coverage: entity coverage (if included), limit
5. Aggregate limit and any sublimits
6. Retention/deductible for each coverage side
7. Definition of "insured person" (who is covered)
8. Definition of "claim" (what triggers coverage)
9. Key exclusions: list each individually
10. Prior acts coverage / retroactive date
11. Extended reporting period (tail) provisions and cost

Policy text:
[Paste here]

What to watch for: The distinction between Side A, B, and C coverage is critical and AI sometimes conflates them. Side A (no retention, covers individuals when the company can’t indemnify) is very different from Side C (entity coverage with a retention). Verify that the summary correctly separates these.

Prompt 15: E&O Policy Comparison

When to use: Comparing two E&O policy quotes for the same professional firm.

Compare these two Errors & Omissions policies. Create a comparison table with columns: Feature | Policy A | Policy B | Advantage.

Include these rows:
- Each claim limit
- Aggregate limit
- Retention/deductible
- Retroactive date
- Definition of "professional services" (how broad)
- Definition of "claim" (demand, suit, regulatory?)
- Prior acts coverage
- Extended reporting period: length and cost
- Consent to settle clause (hammer clause)
- Defense cost treatment (inside or outside limits)
- Disciplinary proceedings coverage
- Key exclusion differences

After the table, note which policy is broader in coverage scope and which has more favorable defense provisions.

Policy A text:
[Paste here]

Policy B text:
[Paste here]

What to watch for: “Defense inside limits” vs. “defense outside limits” is a major cost difference that AI sometimes glosses over. If defense costs erode the policy limit, the effective coverage for settlements is significantly lower. Make sure the summary clearly states this for each policy.

Prompt 16: EPLI Key Provisions

When to use: Reviewing an Employment Practices Liability policy for an HR director or in-house counsel.

Extract the key provisions from this EPLI policy:

1. Named insured and covered entities (subsidiaries?)
2. Policy period and retroactive date
3. Each claim limit and aggregate limit
4. Retention: who pays it (insured or insurer advances?)
5. Definition of "employment practices wrongful act" (list what's included)
6. Third-party coverage (customer/vendor claims of discrimination): included?
7. Wage and hour coverage or sublimit
8. Workplace violence coverage
9. Defense cost treatment (inside or outside limits)
10. Consent to settle provisions
11. Key exclusions
12. Extended reporting period provisions

Policy text:
[Paste here]

What to watch for: Wage and hour coverage is a frequent exclusion or heavily sublimited area. AI may state “wage and hour claims are covered” without noting the sublimit. Always check whether there’s a separate sublimit and whether class action wage and hour claims are excluded.

Prompt 17: Marine Cargo Terms Summary

When to use: Summarizing an ocean cargo or inland marine policy.

Summarize this marine cargo policy:

1. Named insured
2. Policy period
3. Coverage basis: all-risk or named perils
4. Per-shipment limit and annual aggregate
5. Conveyances covered (ocean, air, truck, rail)
6. Geographic scope: origin and destination coverage
7. Warehouse-to-warehouse coverage: included?
8. General average coverage
9. Duty, freight, and anticipated profit coverage (percentage)
10. Survey clause requirements
11. Claims basis: replacement cost, market value, or invoice value
12. Deductible
13. War and strikes coverage (included, excluded, or separate premium)
14. Key exclusions

Policy text:
[Paste here]

What to watch for: Marine cargo policies use terms unfamiliar to most commercial lines producers. AI may define “general average” incorrectly or miss the distinction between “warehouse-to-warehouse” and “port-to-port” coverage. Verify maritime-specific terms against industry definitions.

Prompt 18: Surety Bond Requirements

When to use: Summarizing the key terms and obligations under a surety bond.

Summarize this surety bond:

1. Bond type (performance, payment, bid, license, court, etc.)
2. Principal (who is bonded)
3. Obligee (who is protected)
4. Surety (the bonding company)
5. Bond amount (penal sum)
6. Effective date and expiration
7. Underlying obligation (what contract or requirement does this bond guarantee?)
8. Conditions for claim: what must happen before the obligee can make a claim
9. Notice requirements: how and when must claims be submitted
10. Indemnity agreement provisions (if included)
11. Any co-surety arrangements

Bond text:
[Paste here]

What to watch for: The distinction between performance bonds and payment bonds is critical and AI sometimes blurs them. A performance bond guarantees completion of work; a payment bond guarantees payment to subcontractors and suppliers. If both are issued for the same project, they should be summarized separately.

Section 4: Multi-Policy Prompts

Prompt 19: Cross-Policy Gap Analysis

When to use: Reviewing a client’s entire insurance program for coverage gaps between policies.

Review the following policies for this client and identify coverage gaps or overlaps:

Policies provided:
- Commercial property
- General liability
- Commercial auto
- Workers compensation
- Umbrella/excess

For each gap identified:
1. Describe the gap
2. Which policies are involved
3. What type of loss would fall into the gap
4. Recommended fix

For each overlap identified:
1. Describe the overlap
2. Which policies overlap
3. How would "other insurance" clauses resolve a claim

Present gaps in a numbered list, ordered by severity (most critical gap first).

[Paste each policy's declarations page and relevant coverage sections]

What to watch for: AI is not great at identifying true coverage gaps because it requires understanding how policies interact. The most common miss is the gap between commercial auto liability and GL for hired and non-owned autos. Verify every identified gap against actual policy language and be skeptical of gaps the model “invents.”

Prompt 20: Coverage Tower Summary

When to use: Documenting the structure of a layered liability program (primary, first excess, second excess, etc.).

Create a coverage tower diagram (as a text table) for this liability program:

For each layer:
- Layer position (primary, 1st excess, 2nd excess, etc.)
- Carrier name
- Each occurrence limit
- Aggregate limit
- Attachment point
- Premium (if available)
- Key differences in coverage form from the primary (drop-down provisions, follow-form vs. independent)

Format as a vertical table showing the tower from top to bottom.

After the table, note:
- Total program limit
- Any gaps between layers
- Whether excess layers are follow-form or have independent terms
- Any "laser" exclusions in specific layers

[Paste declarations and coverage terms for each layer]

What to watch for: “Follow-form” excess policies that contain their own exclusions are a common source of coverage disputes. AI may describe a layer as “follow-form” without noting independent exclusions buried in the excess form. Always check the excess policy’s exclusion section, even if it says “follow-form.”

Prompt 21: Certificate of Insurance Verification

When to use: Verifying that a certificate of insurance meets contract requirements.

Compare this certificate of insurance against the contract's insurance requirements:

Contract requirements:
[Paste the insurance requirements section of the contract]

Certificate of insurance:
[Paste or describe the certificate details]

Check each of the following:
1. Does the GL limit meet or exceed the required amount?
2. Is the certificate holder listed as additional insured?
3. Is there a waiver of subrogation endorsement?
4. Is the coverage primary and non-contributory?
5. Are auto liability limits sufficient?
6. Is workers compensation included with statutory limits?
7. Is umbrella/excess coverage sufficient to meet total required limits?
8. Does the policy period cover the contract period?
9. Are there any exclusions on the certificate that conflict with contract requirements?

Present results as a compliance checklist: Requirement | Required | Certificate Shows | Compliant (Yes/No).

What to watch for: Certificates of insurance are not policies. AI may state “coverage is confirmed” based on the certificate, but certificates don’t confer coverage and can be issued incorrectly. The compliance check is useful as a first pass, but the actual endorsements (additional insured, waiver of subrogation, primary and non-contributory) need to be verified against the actual policy endorsements.

Prompt 22: Renewal Portfolio Comparison

When to use: Preparing a renewal presentation that compares the expiring program to the proposed renewal across multiple policies.

Create a renewal comparison for this insurance program. Compare expiring vs. renewal terms across all policies:

For each policy, create a row in the comparison table with columns:
Line of Business | Carrier | Expiring Limit | Renewal Limit | Expiring Premium | Renewal Premium | Premium Change ($ and %) | Key Term Changes

After the table, provide:
1. Total program premium: expiring vs. renewal
2. Net premium change (total $ and %)
3. Coverage improvements at renewal
4. Coverage reductions at renewal
5. Recommended discussion points for the client meeting

Expiring program:
[Paste declarations for each expiring policy]

Renewal program:
[Paste declarations for each renewal policy]

What to watch for: Premium comparisons across different policy terms (e.g., if the expiring policy was 12 months and the renewal is 9 months) need normalization. AI will compare the raw numbers without adjusting for term length. Check that all comparisons use the same basis.

Section 5: Tips and Troubleshooting Prompts

Prompt 23: Exclusion Identification

When to use: You have a specific claim scenario and want to identify which exclusions might apply.

Given this claim scenario, identify every exclusion in the policy that could potentially apply:

Claim scenario:
[Describe the claim: what happened, who was involved, what damages are alleged]

For each potentially applicable exclusion:
1. Exclusion name and policy section
2. Exact exclusion language (quote it)
3. How it could apply to this scenario
4. Counterargument: why the exclusion might not apply
5. Whether an exception to the exclusion might restore coverage

Policy text:
[Paste relevant policy sections]

What to watch for: AI will sometimes identify exclusions as applicable when they clearly don’t fit the scenario. It also tends to miss anti-concurrent causation clauses, which can turn a partially excluded loss into a fully excluded one depending on the jurisdiction.

Prompt 24: Subjectivity Clause Finder

When to use: Reviewing a policy for subjective language that could create coverage disputes.

Review this policy for subjective or ambiguous language that could create disputes. Identify:

1. Phrases using subjective standards ("reasonable," "satisfactory," "adequate," "customary")
2. Undefined terms that are critical to coverage
3. Clauses where coverage depends on the insurer's discretion
4. Time-sensitive requirements that are vaguely worded ("prompt notice," "as soon as practicable")
5. Conditions that reference external standards without specifying which edition or version

For each finding, quote the language and explain why it could be problematic in a claim scenario.

Policy text:
[Paste here]

What to watch for: This is a genuinely useful prompt for coverage attorneys and advanced producers. However, AI may overidentify subjective language because insurance policies inherently contain some ambiguity. Focus on the findings that relate to coverage triggers and claim conditions; ignore flagged language in boilerplate sections.

Prompt 25: Coverage Trigger Analysis

When to use: Determining which policy year responds to a long-tail claim.

Analyze the coverage trigger for this claim under the policy or policies provided:

Claim details:
- Type of claim: [e.g., bodily injury from environmental exposure, construction defect, product liability]
- Alleged period of exposure/damage: [date range]
- Date claim was first made: [date]
- Date insured first became aware of potential claim: [date]

Policy details:
[Paste declarations and coverage trigger language for each potentially applicable policy year]

Analyze under each coverage trigger theory:
1. Exposure trigger: which policy years respond?
2. Manifestation trigger: which policy year responds?
3. Continuous trigger: which policy years respond?
4. Injury-in-fact trigger: which policy year responds?

Note which trigger theory your jurisdiction applies (if you can identify the jurisdiction from the policy).

What to watch for: Coverage trigger analysis is complex enough that AI output should be treated as a starting framework, not a conclusion. Trigger theories vary by jurisdiction and claim type. This prompt is useful for organizing the analysis, but the legal conclusions need attorney review. AI will sometimes confidently state which trigger “applies” without acknowledging that it depends on jurisdiction.

General Tips for Policy Summary Prompts

Always include the declarations page. The dec page has the numbers (limits, deductibles, premiums, effective dates) that make a summary useful. Summaries without dec page data are just structural outlines.

Specify your audience. Adding “Write for a policyholder with no insurance background” produces very different output than “Write for a commercial lines underwriter.” Adjust based on who will read the summary.

Ask for a confidence flag. Add this to any prompt: “For any item where the policy language is ambiguous or you’re uncertain about the correct interpretation, flag it with [VERIFY] so I know to check it manually.” This doesn’t eliminate errors, but it catches some.

Don’t paste the entire policy if you don’t need to. A 200-page manuscript policy pasted in full will produce a less focused summary than targeted sections. Paste the declarations page, the insuring agreement, the exclusions, and the specific endorsements you care about.

Save your best prompts. After you’ve customized a prompt for your agency’s summary template and tested it on 5-10 policies, save it. A library of 10-15 reliable prompts for your most common policy types will save more time than starting fresh each time.